Wednesday, January 12, 2011

Facebook Facts,Ownership and History- A Wild Ride!


Folks,
I find the timeline and lineage of FACEBOOK very fascinating. It's hard to believe the exponential growth that has been achieved in such as short period of time. Nevertheless, the charts below tell the story!





Here is the break down of ownership by employees and investment community. The real question from many is when will FACEBOOK decide to go public?


Here are some other interesting FACTS


  1. Facebook was originally bankrolled by a co-founder of Paypal for $500,000
  2. There is evidence that founder Mark Zuckerberg stole many of the ideas and much of the code from ConnectU. They sued Facebook and settled for an undisclosed amount.
  3. 400,000,000 people log into their profile at least once a month
  4. Half of those people log in every day.
  5. 70% of Facebook users live outside of the US.
  6. 44.1% of Denmark has an active Facebook profile.
  7. Only Google gets more traffic.
  8. Yahoo! tried to buy Facebook in 2006 for $1,000,000,000.
  9. 8,300,000,000 hours are spent on Facebook monthly.
  10. The fastest growing demographic in America on Facebook: Women 55+.
  11. FAD is a mental disorder – Facebook Addiction Disorder. FAD. Ironic.
  12. Court notices and summons sent through Facebook are legal and binding in Australia.

Sunday, January 9, 2011

Have you set Goals for 2011?



Each year we reflect and plan. We set new goals and strive to achieve them.


Here’s 10 tips to help you hit your targets.


1. For you to be able to achieve your goals, first off you must have a clear sense of what your goals are. To attain them, they should be well-defined, sharp & elaborate, not obscure, unclear goals are forgotten. Our memories don’t serve as right all the time, that’s why you have to take time to put them in writing so you’ll always know what to focus on.


2. Set goals that are measurable. It’s important to keep in mind the long term plans to give you long-term diligence and effort and to be able to evaluate where you stand. You wouldn’t set out on a major journey with no idea of your destination.


3. Timeframes & deadlines make goals more manageable & realistic. Have a 5-year goal or a 1-year goal, break big goals into smaller, more manageable goals. It would make it easier to meet the deadlines that you yourself have set and see how the goal will get accomplished.


4. Goals need to be challenging not disappointing. Set realistic goals. It is important to set goals that is possible for you to achieve & that is challenging. Don’t make other people like friends or families set your goals for you, only you know your true desires and ambitions. It can be quite dispiriting to fail to achieve a personal goal for reasons beyond your control!


5. Set priorities. Know which goal to priotize at times when 2 or more goals seem to collide. As an example, I’d love to go on a trip around the world. I want to go travel out of the country and visit different places at least twice a year, which of course is going to cost me a lot. On the other hand, I have set my mind on moving in to a new home in 2 years time. In that specific time period, I would have to decide which goal am I going to be pursuing for me to achieve one goal.


6. To give a balanced coverage of all important areas in your life, set goals in categories: Career, Financial, Family, Physical, Pleasure, etc.


7. Be consistent. Work towards your goal everyday. Whatever you do, keep your goal in mind, separating what’s important from what’s irrelevant, or a distraction.


8. Acquire as much knowledge, organize your time and your resources. It will help you raise your self-confidence, as you recognize your own ability and competence in achieving the goals that you’ve set.


9. Think positive & be positive. Apply the law of attraction.


10. When you’ve achieved a goal, take time to enjoy the satisfaction of having done so. Then on to your next goal!

Tom Lyons

Queen Anne's County Private Schools




Queen Anne's County Private High Schools - Maryland

Town
High School
# Students
Grades
1. CentrevilleGunston Day School
1299-12
2. SudlersvilleEastern Shore Junior Academy
46PK-10
3. Wye MillsWye River Upper School
(School with Special Program Emphasis)
389-12

Private Elementary Schools - Maryland

Town
Elementary School
# Students
Grades
1. SudlersvilleEastern Shore Junior Academy
46PK-10

County Statistics:

About This County (Queen Anne's)
County Statistics
(MD) State Statistics
Population (Approximate)8,765 people5,296,485 people
% (age 25+) w/College Degree25%32%
Population Average Age36 years old36 years old
Average Household size2.5 persons2.5 persons
Median Household Income$51,858$55,456
Avg. # of Rooms in Household6.1 rooms6.1 rooms
Median Age of Housing Structure36 years old41 years old
 View housing listings in Maryland
Median Value of Housing Unit
State (MD)


Zillow Housing Value
Zillow Housing Value
% Owning / % Renting75% / 25%68% / 32%


Friday, January 7, 2011

Credit Pop Quiz


Take the Credit Pop Quiz!


How much do you know about your credit?
Your credit report, and credit score are the financial pictures you present of yourself to lenders they rely heavily on this "credit snapshot" when making their decision.
Take a few moments to test yourself with the following True or False questions: (The answers appear below)
  1. Checking your own credit report will lower your credit score. True or False?
  2. Closing old accounts can help your credit score.
    True or False?
  3. Paying off the balances on your credit cards each month positively affects your credit score.
    True or False?
  4. Paying off installment credit accounts early will improve your credit score.
    True or False?
  5. Your age, income, and gender have no effect on your credit score.
    True or False?
  6. If you dispute negative information on your credit report, even if it's true, it will be removed from your credit report.
    True or False?
  7. Credit card offers do not affect your credit score?
    True or False?

Answers to Credit Facts or Myths.
  1. False.
    Checking your own credit report creates what is known as a "soft" inquiry on your credit report and this does not affect your credit score.
  2. False.
    Closing old accounts could actually lower your score because it typically shortens your credit history on record. It also can lower the overall percentage of credit that is available to you.
  3. True.
    The closer you get your account balances to zero each month, the better. Lenders view it as a positive when you have plenty of unused credit available to you.

  • False.
    Typically, the longer one of your installment accounts remains in good standing, paid as promised, the higher your scores will be. This is not to say that you shouldn't consider paying off an installment account early, it is just a statement of fact that managing accounts well over the long term is what affects credit scores positively.

  • True.
    Your age, income, and gender do not affect your credit score.

  • False.
    Beware of unethical credit repair companies who promise to remove any unfavorable, although accurate, information from your credit report(s) in order to improve your score "instantly". You should check your credit reports often to make sure everything is accurate. If there is information that you believe to be inaccurate, you have the right to file a dispute form with the appropriate credit bureau, and the bureau will have 30 days to respond. This can even be done online for all three credit bureaus.

  • True.
    Unsolicited credit card offers, like those you may receive by direct mail, do not affect your credit score. Keep in mind if you elect to accept one of these "pre-approved" offers, a "hard" inquiry will typically result, and this will normally lower your credit score slightly.

    Content from
    Credit Learning Center